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Hampshire Trust Bank (HTB) has announced significant reductions in their semi-commercial mortgage rates, decreasing by up to 50 basis points.
New lender’s rates begin at 6.19% for two-year fixed terms and 6.59% for five-year terms. The reductions are applicable across all HTB's existing products, including ERC Plus and ERC Lite, as well as the Fee Plus option, enhancing affordability and choice for borrowers and brokers.
With a minimum income-contingent repayment set at 125% and a maximum loan-to-value of 75%, HTB continues to support professional investors, including limited companies and foreign nationals, offering loans up to £25 million.
Chris Daly, Managing Director at HTB, said: “It’s critical to us that brokers see HTB as a lender which listens and acts.”
Call Trinity Specialist Finance to secure a mortgage on 020 7016 6151 or book a consultation