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Mercantile Trust has introduced a 1-year fixed rate and 5-year fixed with no ERC, to their buy-to-let product offering. The new additions are available across the lender’s entire buy-to-let range as a first or second charge up to 75% Loan to value, with loans available from £10,000 up to £750,000 throughout England, Wales, Scotland and 70% LTV in Northern Ireland.
The one-year deal has an early repayment charge (ERC) of 1% while the five-year product has no ERC. Maeve Ward, director of commercial operations, said: “These new fixed rates provide optionality but with certainty of payment whilst waiting for the market to settle.”
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