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United Trust Bank (UTB) has introduced significant rate cuts for second charge loans, with rates beginning at 6.99%, marking a new low since the Truss/Kwarteng mini budget.
The lender’s reductions include up to 100bps lower for 1 & 2 status plans and up to 56bps for 0-Status plans, featuring five-year fixes with an ERC starting from 6.99%. These changes position UTB as a competitive force in the market.
Caroline Mirakian, sales and marketing director at UTB, highlighted their commitment to affordability and support for brokers and customers. The updated product guide with new rates is available for brokers.
Call Trinity Specialist Finance to secure a second charge mortgage on 020 7016 6151 or book a consultation
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