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YBS Commercial Mortgages has implemented some positive changes to its buy-to-let offering this week, providing much-needed support for landlords.
Following broker feedback, the lender has reduced the stress rate applied to buy-to-let affordability calculations on its commercial buy-to-let products. The change increases the volume of lending that can be provided to borrowers.
Tom Simpson, managing director of YBS Commercial Mortgages, said: “We hope that reducing our stress rate – which is another example of how we continue to respond to broker feedback - will provide the support that their landlord clients need, improving their ability to borrow more in the current, more challenging interest rate environment. The change will increase what landlords can borrow, subject to remaining within the lender’s 75% loan-to-value criteria.”
Call Trinity Specialist Finance to secure funding for a development on 020 7016 6151 or book a consultation
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